
Are you an American citizen dreaming of a second passport that offers visa-free travel to over 190 countries, the right to live and work across Europe, and a gateway to new financial and lifestyle possibilities, all without surrendering your American citizenship? Malta, a Mediterranean gem and EU member state, offers one of the most appealing dual citizenship options for Americans. Whether through investment or ancestry U.S. nationals have several routes to securing Maltese citizenship.
In this comprehensive guide, we’ll walk you through how to obtain Maltese citizenship, the key legal details you need to know, and the main benefits.
What Does Dual Citizenship Mean for U.S. Citizens?
Dual citizenship allows you to hold citizenship in two countries simultaneously—in this case, the United States and Malta. Malta fully permits dual citizenship, making it an attractive choice for Americans seeking enhanced global mobility and EU access while retaining their U.S. passport. The U.S. government neither actively encourages nor prohibits dual citizenship, hence one can retain both the US and Maltese passports at the same time.
Why Choose Maltese Citizenship? The Benefits for Americans
Maltese citizenship isn’t just a second passport—it’s a key to a better-connected, more secure, and enriched life. Here’s why it’s a game-changer for U.S. nationals:
Unmatched Global Mobility
A Maltese passport grants visa-free or visa-on-arrival access to over 190 destinations, including:
- All EU and Schengen Area countries
- The UK, Canada, China, Australia, Japan, and more
This eliminates the hassle of visa applications, streamlining travel for business, leisure, or spontaneous getaways.
Full Access to the EU
As an EU citizen, you can:
- Live, work, or start a business in any of the 27 EU countries, plus Iceland, Norway, Liechtenstein, and Switzerland.
- Study at top European universities at local tuition rates.
A Mediterranean Lifestyle
Malta offers more than just a passport—it’s a vibrant place to live or visit:
- Warm climate, stunning coastlines, and a rich history dating back millennia.
- An English-speaking population (English is an official language), easing the transition for Americans.
- Top-tier healthcare and education, low crime rates, and political stability.
A Welcoming Haven for All
Malta ranks among the world’s most LGBTQ+-friendly nations, consistently topping the ILGA Rainbow Europe Index. It offers:
- Robust anti-discrimination laws and marriage equality.
- A safe, inclusive environment for individuals and families of all backgrounds.
You can read more on Malta as a gay-friendly gateaway here.
How to apply for dual citizenship Malta
There are two main pathways for Americans to secure Maltese citizenship. Each has unique requirements, timelines, and benefits—here’s how they work:
Citizenship by Investment through the Granting of Citizenship for Exceptional Services Regulations
Malta’s citizenship-by-investment program is ideal for high-net-worth individuals contributing to the nation’s growth.
There are three main requirements:
- Financial Contribution:
- €750,000 for citizenship after 12 months of residency, or €600,000 after 36 months.
- An additional €50,000 per dependent (spouse, children, or parents).
- Real Estate:
- Purchase property worth €700,000+ (held for 5 years), or
- Rent a property for €16,000+ annually (held for 5 years).
- Charity Donation: €10,000 to a registered Maltese voluntary organisation.
Citizenship by Descent
For those who can prove that they have two generations of ascendants born in Malta, they might qualify for citizenship through descent.
Is Maltese Citizenship Right for You?
For U.S. nationals, Maltese citizenship opens doors to a world of possibilities—unparalleled mobility, enhanced security, and access to EU opportunities. Whether you’re a global investor, an entrepreneur expanding into Europe, or someone seeking a second home in a dynamic and welcoming country, Malta offers a compelling choice.
Take the Next Step with ACC Advisors (Licence AKM-ACCA)
Navigating the path to dual citizenship requires expert guidance, and that’s where ACC Advisors comes in. With our extensive experience in Maltese immigration law and investment migration, we assist U.S. nationals in securing Maltese citizenship through the most suitable route.
Whether you’re considering citizenship by investment, descent, marriage, or naturalization, our team provides tailored advice and a seamless application process. Contact ACC Advisors (Licence AKM-ACCA) today for a confidential consultation and discover how Maltese citizenship can unlock a world of new opportunities.