Malta has taken its first legislative step to align its citizenship framework with the recent judgment of the European Court of Justice (ECJ) in Case C-181/23 – Commission v Malta. On 30th June 2025, Home Affairs Minister Byron Camilleri tabled a bill in Parliament proposing amendments to the Maltese Citizenship Act, marking Malta’s formal response to the EU Court’s ruling in April 2025.
The bill is currently at first reading stage, and in line with standard parliamentary practice, the full text of the proposed amendments has not yet been published. Additional details will be discussed during the second and third reading before a vote is taken. Official statements and have confirmed that the purpose of the bill is to align Malta’s Citizenship framework for investors and entrepreneurs with the principles laid down by the Court.
In its judgment, the ECJ reaffirmed that while nationality remains a national competence under Article 4(2) TEU, Member States must exercise this power in compliance with EU law when it affects Union citizenship under Article 20 TFEU.
The Court held that Malta’s previous legal framework allowed for the acquisition of Union citizenship without ensuring a genuine link between the applicant and the state, thereby commercialising the concept of EU citizenship. This, the Court ruled, infringes the principle of sincere cooperation under Article 4(3) TEU and undermines the essence of Union citizenship.
While the judgment did not prohibit naturalisation based on exceptional services, it clarified that such legislation must be designed to preserve a meaningful connection between the applicant and the Member State.
Government Response: Legislative Reform Underway
A spokesperson for the Home Affairs Ministry confirmed that Motion No. 381 represents Malta’s first step in amending its citizenship laws in line with the ECJ’s ruling:
“This marks the first reading in Parliament, paving the way for amendments that will comply with the European Union Court’s judgment in Case C-181/23, Commission v. Malta.”
In a government press release dated 29 April 2025, the authorities reiterated their respect for the rule of law, noting that Malta will “study the legal implications of this judgment so that the regulatory framework on citizenship can then be brought in line with the principles outlined in the judgment.”
What Changes Are Expected?
While the draft law has not yet been published, it is expected that the upcoming amendments will aim to:
- Reinforce genuine links between applicants and Malta through more substantial residence or integration requirements
- Uphold the integrity and value of both Maltese nationality and European Union citizenship.
These reforms aim to preserve a lawful and credible pathway to naturalisation, while fully respecting the principles set out in the EU Court’s judgment.
A Sustainable Path Forward
The forthcoming amendments are expected to reshape Malta’s citizenship offering in a way that balances national interests, EU legal obligations, and the need for a robust and sustainable legal framework.
Our Citizenship Practice
At ACC Advisors, we provide comprehensive immigration and private client advisory services for individuals and families seeking to obtain Maltese citizenship through exceptional services.
Our team offers end-to-end support, including:
- Assessing your eligibility and advising on the most suitable route to citizenship;
- Delivering immigration and tax guidance prior to relocation or application;
- Preparing and reviewing all required documentation to ensure a smooth application process;
- Managing the submission process with precision and care;
- Advising on the structuring and holding of qualifying investments, and on establishing genuine links with Malta;
- Assisting with property acquisition or rental, including AIP permit applications (required for non-residents), reviewing contracts, and coordinating with notaries.
Our holistic approach ensures that your journey to Maltese citizenship is efficient, and aligned with your personal and financial goals. Get in touch with us today.
With the EU moving to finalise a mechanism to suspend Schengen visa-free travel for Caribbean countries offering citizenship by investment, interest is shifting towards more secure alternatives within Europe. Residency by investment programmes are gaining ground as strategic options, offering residence rights in the EU without losing Schengen access. Among these, Malta’s Permanent Residence Programme (MPRP) stands out for its stability, transparency, and long-term benefits.
From Caribbean to Europe: A Shift in Global Mobility Strategy
The global investment migration landscape is shifting rapidly, since Caribbean citizenship by investment (CBI) programmes are under increasing scrutiny. This has been especially true following recent decisions by the European Union, the United Kingdom, and the United States to tighten their approach to visa waivers for countries offering citizenship with minimal genuine ties.
Meanwhile, the United States issued a travel ban memorandum naming Antigua and Barbuda, Dominica, St. Kitts and Nevis, and St. Lucia, citing concerns over citizenship grants without residency or genuine connection.
As the viability of Caribbean citizenship by investment programmes comes under increasing pressure, European residency by investment regulations, are gaining prominence as lawful and strategically sound alternatives. While the Schengen Area currently remains accessible to Caribbean passport holders, the situation may change with the European Union’s announcement of legislative reforms to tighten its visa policy.
EU Reform: The Updated Visa Suspension Mechanism
In April 2025, the European Council and Parliament reached a provisional agreement to revise the EU’s visa suspension mechanism. Originally introduced in 2013, the regulation allows the EU to suspend visa-free travel from third countries under specific conditions.
The updated regulation introduces broader grounds for suspension. Chief among them is the operation of investor citizenship schemes that offer nationality without genuine links or long-term commitments. The EU now has greater authority to suspend visa-free access for countries running such programmes, with initial suspensions lasting up to 12 months and potential extensions reaching 24 months.
Additional triggers include:
- Divergence in visa policy from EU standards;
- Weaknesses in document security and hybrid threats;
- Increased asylum claims or overstay rates;
- Deterioration in human rights or rule of law.
The Schengen Area: Europe’s Passport-Free Zone
The Schengen Area includes 29 European countries that have eliminated internal border controls, allowing passport-free movement for residents and eligible visa holders. Malta, a full Schengen member, grants visa-free access to residents under the MPRP for up to 90 days within any 180-day period across the entire zone.
As of 2025, Schengen includes Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.
Malta’s MPRP: A Secure Route to European Residency
Unlike Caribbean citizenship programmes, Malta’s Permanent Residence Programme grants residence in a Schengen Member State. As a result, beneficiaries gain the right to reside in Malta indefinitely and can travel visa-free within the Schengen Area using their Maltese residence card.
Malta has built a reputation for political and economic stability, a sound legal system, and a strong compliance culture. The country actively participates in EU and OECD anti-money laundering and financial transparency frameworks.
Key Requirements of the MPRP
To qualify for the MPRP, applicants must meet several legal, financial, and due diligence obligations:
- Government Contribution: €110,000 if leasing a qualifying property, or €80,000 if purchasing.
- Property Requirement: Minimum annual rent of €14,000 or minimum purchase price of €375,000. The property must be retained for at least five years, and a qualifying property must always be maintained.
- Philanthropic Donation: A donation of €2,000 to a registered Maltese NGO.
- Financial Threshold: Applicants must declare assets of at least €500,000, with €150,000 in liquid financial assets. Alternatively, €650,000 in total assets, with at least €75,000 in liquid financial assets.
- Due Diligence: Applicants must undergo thorough background checks and demonstrate good conduct, along with sufficient stable resources to support themselves and dependants. In addition applicants must disclose their assets and provide evidence of source of wealth and funds.
What Makes MPRP a Standout Alternative?
For individuals seeking secure, long-term residency in Europe with the benefits of Schengen mobility, the MPRP offers a compelling value proposition:
- Lifetime permanent residency for the main applicant and family
- One streamlined application for the entire family unit
- Inclusion of children (unmarried, dependent, up to age 28) and financially dependent parents or grandparents
- PR retention even if children later marry or start working
- Future family rights, including spouses and children of the originally approved children
- Immediate issuance of residence status
- Visa-free travel across the Schengen Area
- Investment obligations payable only after approval
In light of the increasing regulatory scrutiny and the anticipated suspension of visa-free access to the Schengen Area, the legal certainty and mobility benefits historically associated with Caribbean citizenship by investment programmes are progressively diminishing. Consequently, investors prioritising stability, lawful access to the European Union, and long-term mobility are turning to more secure and compliant alternatives.
Malta’s MPRP provides such a solution with a clear, legal pathway to permanent residency, backed by strong due diligence, regulatory alignment, and continued access to the Schengen zone.
How We Can Assist
Our firm’s Immigration & Relocation Law department is Malta’s longest-standing team dedicated to investment migration. We have advised high-net-worth individuals, global entrepreneurs, and internationally mobile families on how best to achieve their goals through Malta’s residency solutions.
Our services cover all legal, administrative, and practical aspects of relocation—from programme eligibility and tax planning to education, housing, and health logistics.
Dr Priscilla Mifsud Parker, our Senior Partner and a licensed agent for the Malta Permanent Residence Programme (Licence No. AKM-ACCA), leads our team in providing clear, comprehensive advice tailored to your individual needs.
If you are looking for a long-term, Schengen-accessible residency solution that aligns with international standards, Malta’s MPRP could be your next strategic move.
Applying for Maltese residency is a major step, one that opens doors to residing in a European country and provides a secure base for international living, business, and family planning. But the application process is complex, and mistakes can be costly. At ACC Immigration, we’ve seen how seemingly small errors can derail an application or lead to long delays. Since a rejection under the Malta Permanent Residence Programme cannot be appealed it is crucial to submit a complete application with all the required documentation and explanations.
In this article we explore the most common pitfalls and how our legal team helps you avoid them with confidence.
Choosing the Right Advisor
Selecting a trusted advisor is the most important step. Many fall into the trap of using unlicensed agents or marketing-driven consultants without legal authority or deep knowledge of Maltese immigration law.
At ACC Immigration, our team consists solely of licensed Maltese lawyers authorized to represent clients directly before the Residency Malta Agency. We lead every case from start to finish, ensuring legal accuracy, risk management, and full compliance.
Residency and citizenship in Malta is a core focus — not a sideline.
Importance of a Tailored Legal Strategy
There is no one-size-fits-all strategy when it comes to Maltese immigration. Each applicant has a unique background, nationality, family setup, source of wealth, and risk profile. Standardised approaches often lead to unnecessary queries, delayed processing, or even rejections.
We begin each engagement with a personalised eligibility assessment, allowing us to anticipate issues and tailor the strategy around your specific circumstances. Our legal insight ensures your application meets not only the letter of the law — but the practical expectations of the agency and assessors overseeing the application file.
Documentation Standards and Legal Formalities
One of the most common and avoidable mistakes is submitting incomplete or improperly prepared documentation. Missing legalisations, incorrect translations, outdated forms, or inconsistencies in your documents can lead to serious delays.
Our legal team applies meticulous attention to detail by reviewing, preparing, and verifying every document to ensure it aligns with current agency standards. Where standard documentation such as birth certificates or police records are unavailable, we advise on suitable alternatives that are still compliant.
We don’t just file paperwork — we provide legal oversight at every step to ensure that nothing is left to chance.
Value Local Presence
Many international service providers work through intermediaries in Malta, often with limited local knowledge or presence. This can slow things down and increase the risk of miscommunication with the agency.
At ACC Immigration, we are a Malta-based firm with a core team of Maltese-born lawyers who live and work here. We engage directly with the relevant authorities and resolve matters in real time. Our deep familiarity with local systems and strong relationships with key stakeholders allow us to act swiftly, navigate cultural nuances, and avoid common bureaucratic pitfalls.
In addition, our team includes professionals who speak a range of languages, enabling us to support clients from diverse backgrounds while maintaining the benefit of strong local grounding.
Protect Confidentiality
Immigration applications require sensitive disclosures about personal, financial, and family matters. Working with licensed lawyers means you benefit from strict lawyer-client privilege under Maltese law.
This confidentiality covers all correspondence, calls, and documents, ensuring your information remains secure and private throughout the process.
Attention to Tax and Financial Planning
Maltese residency and citizenship are not just legal statuses — they have far-reaching implications for tax, succession, and international reporting.
We adopt a holistic approach that integrates immigration, tax structuring, and private client planning. Our legal team works closely with in-house tax advisors and wealth planners to ensure your move is not only legally secure, but also financially strategic and compliant with global requirements.
Why Choose ACC Immigration?
At ACC Immigration, we combine legal expertise with deep local insight to provide an end-to-end, fully compliant service with discretion, professionalism, and results at its core.
We are proud to be:
- Local & Licensed: Based in Malta, authorised to act directly before Komunita Malta and Residency Malta Agency (Licence AKM-ACCA).
- Recognised Experts: Our lawyers are ranked in Legal 500, Chambers & Partners, and Who’s Who Legal for private client, immigration, and citizenship law.
- Multilingual & International: We speak your language. Our team includes native speakers of English, French, Italian, Arabic, Chinese, Ukrainian, and more.
Ready to Apply for Permanent Residency in Malta?
Whether exploring options or preparing to apply, our Malta-based team is ready to guide you with clarity and confidence.
Contact ACC Immigration today to schedule a confidential consultation and take your first step toward Maltese residency.
In a world where mobility, security, and lifestyle are paramount, Malta stands out as a premier destination for High-Net-Worth Individuals seeking a stable, comfortable and strategically located second home, rich in history and culture. Here’s why:
Safety and Stability
Malta consistently ranks as one of the safest countries in Europe. With very low violent crime rates, a strong rule of law, and reliable and efficient emergency services and health care system, residents enjoy peace of mind whether strolling through historic Valletta or relaxing in coastal towns.
Family-Oriented and Family-Friendly
Malta is a haven for families. From top-tier international schools and English-speaking education to family-friendly neighbourhoods like Mellieħa and Sliema, the island offers a nurturing environment for children and a vibrant lifestyle for all ages.
High Standard of Living
Malta offers a Mediterranean lifestyle with modern comforts. The cost of living is very competitive when comparing to the U.S. and other EU countries – while still providing access to excellent healthcare, quality housing, and a thriving expat community.
English as an Official Language
English is one of Malta’s two official languages, used in government, education, and business. This makes integration seamless for international residents and simplifies everything from legal processes to daily life.
Vibrant Property Market
Malta boasts a dynamic and resilient real estate sector, making it an attractive destination for property investment. Over the past decade, property prices have shown consistent growth, driven by strong demand, limited land availability, and a steady influx of foreign investors and residents. Prime areas like Sliema, St. Julian’s, and Valletta offer high-end apartments and luxury villas, while quieter towns and villages provide charming alternatives with strong value appreciation.
Under all residency routes, applicants have the option to either rent or purchase a qualifying property. This flexibility allows individuals to tailor their investment based on personal preferences, lifestyle needs, and long-term plans. Whether choosing to rent a stylish apartment in Valletta or invest in a luxury villa in Mellieha, Malta offers a wide range of properties to suit every taste.
Whether purchasing or leasing, investors benefit from a stable market with long-term potential and strong rental yields.
Inclusive and LGBTQI+ Friendly Society
Malta has earned global praise for its commitment to LGBTQI+ equality and inclusion. Ranked first in Europe for LGBTQI+ rights by ILGA-Europe since 2015, the country offers one of the most comprehensive legal frameworks protecting sexual orientation, gender identity, and expression. Same-sex marriage has been legal since 2017, and discrimination protections have been in place for over a decade.
Beyond legislation, Malta fosters a welcoming and respectful environment for LGBTQI+ individuals and families. Pride events are celebrated with strong public and governmental support, and the community is visible and embraced across Maltese society. For High-Net-Worth Individuals seeking a destination that values diversity and human dignity, Malta offers not just tolerance—but genuine acceptance
What Residency Options are available?
Malta offers a suite of residency programs tailored to different profiles:
- Malta Permanent Residence Programme (MPRP): A residency-by-investment route for non-EU nationals, offering permanent residency and visa-free Schengen travel.
- Global Residence Programme (GRP): Designed for non-EU nationals seeking tax-efficient residency with a flat 15% tax on foreign income remitted to Malta.
- Nomad Residence Permit: Ideal for digital entrepreneurs and remote workers, allowing them to live in Malta while working for overseas clients.
- Highly Qualified Persons Rules (HQP): Offers a 15% tax rate for professionals in finance, aviation, and gaming sectors.
- The Residence Programme (TRP): For EU/EEA/Swiss nationals, offering favorable tax treatment with a flat 15% tax on foreign income remitted to Malta and the right to reside in Malta.
- Malta EU Residence Permit (Right of Freedom of Movement): Designed for EU/EEA/Swiss nationals who wish to establish themselves in Malta and enjoy favourable tax rates.
Competitive Edge in the EU
Compared to other EU countries, Malta offers a cost-effective unique blend of tax efficiency, lifestyle, and accessibility. Its residency programs are streamlined, transparent, and supported by a robust legal framework—making it a standout choice for discerning investors.
Malta offers a unique blend of accessibility, lifestyle, and legal certainty that sets it apart from other EU residency destinations. One of the standout features of the Malta Permanent Residence Programme (MPRP) is that permanent residency status is truly permanent—it is not revoked after a set number of years, provided the applicant continues to meet the program’s requirements. Importantly, children included in the application retain their residency status even after they marry or commence their employment, offering families long-term peace of mind and continuity across generations. This level of security is rare among EU residency programs and showcases Malta’s commitment to family unity.
Another key advantage is the flexibility to either rent or purchase a qualifying property. Applicants are not obligated to buy real estate, which lowers the entry threshold and allows for greater personal and financial flexibility. Whether leasing a stylish apartment or investing in a luxury villa, the residency options accommodate a range of preferences and investment strategies.
How We Can Help
We are a multi-service law firm with extensive expertise in immigration, corporate law, and private client advisory. Our holistic approach ensures that High-Net-Worth Individuals receive tailored, end-to-end support when establishing residency in Malta. Our services include:
- Personalized consultation to identify the most suitable residency route
- Legal and tax advisory through licensed professionals
- Assistance with property acquisition or leasing
- Application preparation and submission
- Ongoing support post-residency, including relocation services and compliance guidance
- Corporate structuring and company formation services for business interests in Malta or the EU
- Succession planning, wealth structuring, and family governance solutions for long-term security and legacy
In a significant ruling delivered on 29 April 2025, the Court of Justice of the European Union (CJEU) provided guidance on Malta’s citizenship by investment regulations, concluding proceedings initiated by the European Commission regarding the legislation which was introduced in 2020.
The Court reiterated that while Member States retain sovereignty in setting their own nationality laws, that competence must be exercised in a manner that respects EU law. The ruling focused on Article 20 of the Treaty on the Functioning of the European Union (TFEU), which defines Union citizenship, and Article 4(3) of the Treaty on European Union (TEU), which outlines the principle of sincere cooperation between the EU and its Member States.
Key Legal Arguments
The European Commission’s main contention was that Malta’s laws, which grant nationality in exchange for predetermined investments, could impact the integrity of Union citizenship by not requiring a genuine connection between the applicant and the State. The Commission argued that this approach could affect mutual trust among Member States and the essence of EU citizenship.
In response, Malta defended its framework, stressing that nationality matters fall squarely within national sovereignty, a principle protected under Article 4(2) TEU. The Maltese government pointed out that its programme is not automatic but discretionary, subject to stringent due diligence and compliance procedures.
The Court’s Deliberations and Judgment
The Court reaffirmed that while Member States enjoy wide discretion over nationality matters, they must exercise this power with due regard for EU law, both when granting and withdrawing citizenship. Referencing established case law (Michelletti, Rottmann), the Court stressed that nationality must be underpinned by a “special relationship of solidarity and good faith” between the State and the individual.
The judgment confirmed that naturalisation procedures which are transactional in nature, hence where nationality is granted in exchange for predetermined payments or investments may not align fully with the principles of sincere cooperation and mutual trust that underpin EU citizenship, in the absence of genuine connections.
The Court concluded:
“By establishing and operating an institutionalised citizenship investment scheme, which implements a transactional naturalisation procedure in exchange for predetermined payments or investments and thereby amounts to the commercialisation of the grant of the nationality of a Member State and, by extension, that of Union citizenship, the Republic of Malta has not fully complied with its obligations under Article 20 TFEU and Article 4(3) TEU.”
Malta’s Official Response
Following the judgment, the Government of Malta issued a formal press release (PR250702), confirming its full respect for the Court’s decision. The government stated that it is currently studying the legal implications of the ruling to ensure that the legislative framework is aligned with the principles outlined by the Court.
The government highlighted that it has consistently maintained that nationality falls within the exclusive competence of Member States, a position it has defended robustly since the start of proceedings in 2020. This stance was supported by the Advocate General’s opinion of 4 October 2024, which concluded there was no case against Malta.
While acknowledging the judgment, Malta pointed out that the Court reaffirmed the principle of national competence over citizenship matters. The government also clarified that all citizenships granted under both the current and previous frameworks remain valid and fully recognised.
The Maltese authorities took the opportunity to emphasise the positive economic impact of the programme, which has contributed significantly to a national investment and savings fund designed to benefit both present and future generations.
Next Steps
The Government of Malta has confirmed that it is currently analysing the judgment in detail and will be amending the citizenship regulations to ensure alignment with the principles outlined by the Court. We will keep you updated with further developments as they unfold.
Licence number: AKM-ACCA
The Court of Justice of the European Union (CJEU) has set 29th April 2025 as the date for its long-awaited ruling in Case C-181/23, the infringement proceedings brought by the European Commission against the Republic of Malta over its Citizenship regulations.
This ruling will mark the culmination of a legal process that began in October 2020, with formal proceedings launched in March 2023. At the heart of the dispute is Malta’s Naturalisation for Exceptional Services by Direct Investment Regulations, a framework that allows up to 1,500 individuals (with a cap of 400 main applicants annually) to acquire Maltese citizenship through investment.
Background to the Case
The European Commission alleges that Malta is in breach of Article 20 and Article 4(3) of the Treaty on the Functioning of the European Union (TFEU). It claims that granting citizenship to individuals without a “genuine link” to the country undermines the integrity of EU citizenship. According to the Commission, citizenship should only be conferred upon individuals who have a real and meaningful connection to Malta.
Malta, in response, maintains that the decision to grant citizenship is a matter of national sovereignty. Moreover, Malta emphasises that its citizenship framework incorporates a mandatory residence requirement of either 36 or 12 months before submitting a citizenship application, mandatory requirement to establish connections with the Island, along with a rigorous due diligence process designed to ensure applicants are reputable and of good standing.
Advocate General’s Opinion
On the 4th of October 2024, Advocate General Collins issued his opinion on the case, recommending that the Court dismiss the Commission’s action and that the Commission bear its own costs and those of Malta.
Collins argued that the Commission had failed to demonstrate that EU law requires a “genuine link” for the acquisition of citizenship. He further underscored that, in line with established case-law, it is the exclusive competence of each Member State to determine the conditions under which its nationality may be granted or withdrawn. As such, citizenship decisions lie outside the scope of EU law, unless a Member State’s actions are clearly in violation of specific EU legal provisions.
Quoting from his opinion, Collins stated:
“Member States have decided that it is for each of them alone to determine who is entitled to be one of their nationals and, as a consequence, who is an EU citizen.”
While Advocate General opinions carry significant weight, they are not binding on the Court and the final decision rests solely with the CJEU
Judgement Date
The CJEU’s decision on 29 April 2025 is expected to bring legal clarity and a final decision by the Court of Justice on Malta’s citizenship by investment regulations.
Our Maltese Citizenship by Investment Services
We offer the following services in relationship to Malta Citizenship by Investment:
- advising you on your eligibility and your chances of success before filing your application;
- guiding you with the preparation and forwarding of the necessary documentation;
- vetting and preparing all supporting documentation for submission;
Applications for Maltese Citizenship by Investment are to be made to and processed wholly by Agenzija Komunita Malta. Dr Priscilla Mifsud Parker is a Licensed Agent, holding licence AKM-ACCA.
Are you an American citizen dreaming of a second passport that offers visa-free travel to over 190 countries, the right to live and work across Europe, and a gateway to new financial and lifestyle possibilities, all without surrendering your American citizenship? Malta, a Mediterranean gem and EU member state, offers one of the most appealing dual citizenship options for Americans. Whether through investment or ancestry U.S. nationals have several routes to securing Maltese citizenship.
In this comprehensive guide, we’ll walk you through how to obtain Maltese citizenship, the key legal details you need to know, and the main benefits.
What Does Dual Citizenship Mean for U.S. Citizens?
Dual citizenship allows you to hold citizenship in two countries simultaneously—in this case, the United States and Malta. Malta fully permits dual citizenship, making it an attractive choice for Americans seeking enhanced global mobility and EU access while retaining their U.S. passport. The U.S. government neither actively encourages nor prohibits dual citizenship, hence one can retain both the US and Maltese passports at the same time.
Why Choose Maltese Citizenship? The Benefits for Americans
Maltese citizenship isn’t just a second passport—it’s a key to a better-connected, more secure, and enriched life. Here’s why it’s a game-changer for U.S. nationals:
Unmatched Global Mobility
A Maltese passport grants visa-free or visa-on-arrival access to over 190 destinations, including:
- All EU and Schengen Area countries
- The UK, Canada, China, Australia, Japan, and more
This eliminates the hassle of visa applications, streamlining travel for business, leisure, or spontaneous getaways.
Full Access to the EU
As an EU citizen, you can:
- Live, work, or start a business in any of the 27 EU countries, plus Iceland, Norway, Liechtenstein, and Switzerland.
- Study at top European universities at local tuition rates.
A Mediterranean Lifestyle
Malta offers more than just a passport—it’s a vibrant place to live or visit:
- Warm climate, stunning coastlines, and a rich history dating back millennia.
- An English-speaking population (English is an official language), easing the transition for Americans.
- Top-tier healthcare and education, low crime rates, and political stability.
A Welcoming Haven for All
Malta ranks among the world’s most LGBTQ+-friendly nations, consistently topping the ILGA Rainbow Europe Index. It offers:
- Robust anti-discrimination laws and marriage equality.
- A safe, inclusive environment for individuals and families of all backgrounds.
You can read more on Malta as a gay-friendly gateaway here.
How to apply for dual citizenship Malta
There are two main pathways for Americans to secure Maltese citizenship. Each has unique requirements, timelines, and benefits—here’s how they work:
Citizenship by Investment through the Granting of Citizenship for Exceptional Services Regulations
Malta’s citizenship-by-investment program is ideal for high-net-worth individuals contributing to the nation’s growth.
There are three main requirements:
- Financial Contribution:
- €750,000 for citizenship after 12 months of residency, or €600,000 after 36 months.
- An additional €50,000 per dependent (spouse, children, or parents).
- Real Estate:
- Purchase property worth €700,000+ (held for 5 years), or
- Rent a property for €16,000+ annually (held for 5 years).
- Charity Donation: €10,000 to a registered Maltese voluntary organisation.
Citizenship by Descent
For those who can prove that they have two generations of ascendants born in Malta, they might qualify for citizenship through descent.
Is Maltese Citizenship Right for You?
For U.S. nationals, Maltese citizenship opens doors to a world of possibilities—unparalleled mobility, enhanced security, and access to EU opportunities. Whether you’re a global investor, an entrepreneur expanding into Europe, or someone seeking a second home in a dynamic and welcoming country, Malta offers a compelling choice.
Take the Next Step with ACC Advisors (Licence AKM-ACCA)
Navigating the path to dual citizenship requires expert guidance, and that’s where ACC Advisors comes in. With our extensive experience in Maltese immigration law and investment migration, we assist U.S. nationals in securing Maltese citizenship through the most suitable route.
Whether you’re considering citizenship by investment, descent, marriage, or naturalization, our team provides tailored advice and a seamless application process. Contact ACC Advisors (Licence AKM-ACCA) today for a confidential consultation and discover how Maltese citizenship can unlock a world of new opportunities.
Malta, a sun-drenched Mediterranean island, stands out as one of the world’s most progressive and LGBTQ+ friendly nations, attracting individuals and families eager to relocate to a place that embraces diversity. For nearly a decade, Malta has held the top spot on ILGA-Europe’s Rainbow Index, a testament to its robust legal protections, vibrant community, and forward-thinking policies. Whether you’re seeking a new home through the Malta Permanent Residence Programme (MPRP) or aiming for full citizenship via the Citizenship by Exceptional Services through Direct Investment, Malta offers a secure, gay-friendly haven with a high quality of life.
Why Malta is a Sanctuary for All
Malta’s leadership in LGBTQ+ rights is rooted in a series of groundbreaking achievements. Same-sex sexual activity has been legal since 1973, but the nation’s modern journey toward equality accelerated with milestones like the 2014 legalization of civil unions and anti-discrimination protections in employment. In 2015, the Gender Identity, Gender Expression, and Sex Characteristics Act made it possible to update legal gender without medical intervention—a global benchmark for personal freedom. The 2016 ban on conversion therapy, a European first, followed by same-sex marriage in 2017, cemented Malta’s status as a pioneer. Today, it’s one of only five countries worldwide to enshrine LGBTQ+ equality at a constitutional level.
This legal framework is matched by a warm, evolving society. Malta Pride, held annually in September, transforms Valletta into a rainbow-hued celebration, drawing locals and expats alike with its colorful march and festivities.
Malta Permanent Residence Programme (MPRP): Your Key to a New Life
For non-EU nationals seeking a stable base in a nation that celebrates equality, the Malta Permanent Residence Programme (MPRP) offers a straightforward path to permanent residency. This program invites individuals and families—including same-sex couples—to settle in Malta indefinitely through a practical investment process, unlocking a lifestyle rich in opportunity and acceptance.
Key Requirements
- Property Investment: Rent a property for at least €14,000 annually or purchase one for €375,000 or more, held for five years.
- Government Contribution: Pay a one-time fee of €110,000 if renting or €80,000 if buying, plus €10,000 per additional family member.
- Charity Donation: Contribute €2,000 to a registered local charity.
Same-sex couples can apply jointly, submitting a marriage or civil union certificate or proof of a stable relationship, ensuring all families are equally welcomed. Once approved, residents gain access to Malta’s top-rated healthcare system—offering comprehensive services, including specialized care—along with visa-free travel within the Schengen Zone for up to 90 days in a 180-day period, and many more benefits. With no minimum stay requirement, the MPRP suits those craving flexibility while enjoying a safe, low-crime environment where diversity thrives.
Maltese Citizenship by Investment
For those dreaming of full EU citizenship, Malta’s Citizenship for Exceptional Services by Direct Investment Programme provides a prestigious route after a residency period of 12 or 36 months. Holding a Maltese passport—among the world’s most powerful—means visa-free travel to over 190 countries and the freedom to live, work, and study anywhere in the EU.
Key Requirements
- Investment Contribution: €600,000 for a 36-month residency track or €750,000 for a 12-month track, plus €50,000 per dependent.
- Property Commitment: Purchase a property for €700,000 or rent one for €16,000 annually, both held for five years.
- Philanthropic Donation: Donate €10,000 to a registered Maltese charity or NGO.
This program warmly embraces same-sex couples and families, reflecting Malta’s commitment to equality. Beyond global mobility, citizenship offers access to a supportive community, a remittance-based tax system (foreign income not brought to Malta remains untaxed), and the chance to pass citizenship to future generations—all in a nation that values every resident.
A Home Where Everyone Belongs
Malta’s allure extends far beyond its policies. With a Mediterranean climate, stunning coastlines, and UNESCO World Heritage Sites like the Ġgantija Temples, the island pairs natural beauty with a rich cultural tapestry. Neighborhoods like Valletta buzz with LGBTQ+-friendly venues and events, while quieter spots like Rabat offer a blend of history and modern living. Organizations such as the Malta Gay Rights Movement (MGRM) provide support networks, legal advice, and advocacy, ensuring expats feel connected. From the lively nightlife of St. Julian’s to the serene beaches of Gozo, Malta delivers a lifestyle where everyone can flourish.
The island’s strategic location—three hours from London or Paris—adds practical appeal, while its English-speaking population (a legacy of British rule) eases the transition for expats. Whether you’re drawn by the promise of equality, the vibrant Pride celebrations, or the chance to invest in a stable EU economy, Malta offers a rare blend of acceptance and opportunity.
Get in Touch with our Licensed Agents
For those seeking a fresh start in a place that champions equality, Malta stands unmatched. Whether through the MPRP’s permanent residency or the citizenship program’s EU privileges, this island provides a secure, gay-friendly home to shape your future. Contact us to begin your journey today. In Malta, you’re not just welcome—you’re celebrated.
The Malta Permanent Residence Programme (MPRP) is a route to obtain residence for non-EU nationals wishing to reside in Malta or to travel within the Schengen Area without the requirement of a visa. The MPRP is a residence by investment programme which is based on three main requirements, which are: an investment in property, a government contribution and a donation to a Maltese registered charity or NGO. The main benefit of the MPRP is that the programme is a straightforward one with applications processed within 6 to 12 months as long as the applicant satisfies all the eligibility requirements.
Which legislation regulates the MPRP?
The Malta Permanent Residence Programme was launched by means of Legal Notice 121 of 2021 and amended further via Legal Notice 310 of 2024. This legislation lists down the eligibility criteria and requirements for non-EU nationals to obtain residence in Malta through the MPRP.
Is The Malta Permanent Residence Programme open only for non-EU nationals?
The MPRP is only available to Non-EU nationals. Currently the Malta residency agency is not accepting applications from nationals of Afghanistan, Belarus, North Korea, Iran, Democratic Republic of Congo, Russia, Somalia, South Sudan, Sudan, Syria, Yemen and Venezuela.
Will holders of MPRP be allowed to travel visa-free in the Schengen Area?
Beneficiaries of the MPRP may travel Visa-free to Schengen countries, and for a maximum period of 90 days within a 180-day period. The 26 Schengen countries are Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
Do I need to satisfy all the investment requirements under the Malta Permanent Residence Programme?
The applicant must satisfy all the investment requirements and cannot choose only one of them. The applicant must thus: 1) invest in property, 2) pay a government contribution and 3) give a donation to charity or an NGO.
How much is an applicant required to invest in property?
An applicant is only required to invest in property once a letter of approval is issued. This is different from the residence programmes of Portugal and Greece whereby the applicant is not able to submit an application without first purchasing a property.
In Malta, the applicant is required to either rent or purchase a property once the application is approved.
The applicant is required to rent a property for a minimum of €14,000 annually in Malta or Gozo.
If the applicant opts to purchasing a property, he is required to purchase a property for a minimum of €375,000 in Malta or Gozo.
How much is an applicant requited to contribute to the Government of Malta?
The Government contribution depends on whether an applicant decides to purchase or rent a property in Malta.
If the applicant decides to rent a property, the direct contribution and administration fee is of €110,000.
If the applicant decides to purchase a property, the direct contribution and administration fee is of €80,000.
An additional contribution payment of € 10,000 for each dependant also applies.
At what stage is the applicant required to pay the Government Contribution and Administration Fee?
The applicant is only required to pay the €80,000 (purchase) or €110,000 (rent) once the letter of approval is issued. From this only €10,000 is to be paid within one month from the submission of the application.
Is the applicant required to pay additional fee for the spouse and children?
Yes, an additional government contribution payment of €10,000 for each dependant applies.
How much is an applicant required to donate to a charity organisation?
Once the letter of approval is issued, the applicant is required to donate €2,000 to a local registered philanthropic, cultural, sport, scientific, animal welfare or artistic non-governmental organisation or society registered with the Commissioner for Voluntary Organisations, or as otherwise approved by the Agency.
Which family members are eligible to be added in the same application of the Main Applicant?
The main applicant may include in the same application, the spouse, financially dependent and unmarried children (up to 28 years of age) and parents/grandparents of the applicant and/or of the spouse who are also economically dependent on the main applicant.
Would a child of the main applicant be entitled to free education in Malta?
Under the MPRP, a minor is not entitled to free education. However, if the main applicant or spouse acquires a work permit, the children would be entitled to free primary and secondary education in state schools.
Is the permanent residence permit valid for life?
The residence certificate issued under the MPRP is valid for life as long as all the programme obligations are adhered to. The residence card is valid for 5 years and renewed every 5 years.
Can the applicant first rent and then buy a property?
An applicant may opt to rent a property and then replace it with a purchased property. During the first 5 years the applicant is however not allowed to first purchase, and then rent a property.
For how long is the applicant required to keep the property in Malta?
The applicant is required to hold the qualifying rented or purchased property for at least five years during which it cannot be rented out to other persons. After the five-year period, the applicant is still required to have a property rented or purchased in Malta to retain the residence card.
Is the applicant required to proove that he is economically self-sufficient?
The applicant is required to show evidence that he is in possession of €500,000 out of which €150,000 should be in the form of financial assets. Alternatively, the applicant can show a capital in excess of €650,000 out of which €75,000 need to be in financial assets.
These amounts do not change according to the number of persons included in the application.
Liquid assets can be stocks, bonds, funds and bank deposits. Cryptocurrency does not qualify as financial assets.
For how long is the Applicant required to be in compliance with the economic self sufficiency requirement?
Monitoring of beneficiary’s €500,000/650,000in assets, out of which a minimum of €150,000/€75,000 need to be financial assets will be made yearly for the first 5 years.
Is the applicant required to have a Health Insurance Policy?
Under the MPRP, a health insurance policy is required. The health insurance should cover all beneficiaries for a minimum of €30,000 per annum and covering full expenses for Malta.
Is an applicant required to be in Malta to start the application?
The applicant is not required to be in Malta to submit an application, since an application can only be submitted by an Accredited Agent.
How can ACC Immigration Assist?
We are a licenced firm by Agenzija Komunita Malta, accredited to submit permanent residence applications on behalf of applicants. ACC holds licence number AKM-ACCA.
Since Malta launched the Malta Permanent Residence Programme (MPRP) in 2021, a number of non-EU nationals understood the importance to have a permanent residence in a European country which grants the right to reside permanently in a chosen country.
Malta Permanent Residence Programme
The MPRP grants a permanent residence status within a period of 6-12 months from the submission of an application, making the Malta Permanent Residence Programme (MPRP) one of the most efficient residence programmes in Europe. In addition, the MPRP is unique in the sense that it is the only residence programme to grant permanent residence immediately. As a result, once an application under the Malta Permanent Residence Programme (MPRP) has been approved, the applicant and all qualifying family members can reside indefinitely in Malta and travel to the 29 countries forming part of the Schengen Area without a visa.
One of the main benefits of the Malta Permanent Residence Programme (MPRP) is that it allows the main applicant to include five generations in the same application. This family friendly measure is unique to the MPRP since other residence programmes (golden visas) in Europe impose some restrictions on the inclusion parents and grandparents.
Malta Permanent Residence Programme – Investment Options
The Malta Permanent Residence Programme MPRP offers prospective applicants two investment options to choose from. Applicants may either:
- Rent a Property and Pay a Government Fee of €110,000, or
- Purchase a Property and Pay a Government Fee of €80,000
Under both options, once an applicant is approved, a donation of €2,000 to a local charity is required, together with an additional contribution payment of €10,000 for each dependant included in the same application
The MPRP is thus the only European residence by investment programme which allows the applicant to rent a property without having to purchase before applying for residency. In addition, the above investment is only to be done once the application is approved and not at the outset.
Malta Permanent Residence Programme – Addition of Family Members
The MPRP is designed to allow the applicant to include a total of five generations. This includes:
- Main Applicant and the Spouse
- Parents of the Main Applicant and/or of the Spouse
- Grandparents of the Main Applicant and/or of the Spouse
- Children of the Main Applicant and/or of the Spouse (up to the age of 28 years, must be financially dependent on the Main Applicant)
- Future Grandchildren of the Main Applicant and of the Spouse
Malta Permanent Residence Programme – Efficient Process
Once an application is submitted, the government agency will run a four-tier due diligence check on the applicant and the source of funds. A final decision on the application is taken within 6-12 months making this programme the most efficient residence by investment programme in Europe.
Visa Free Travel with the Malta Permanent Residence Programme
Malta is a member of the Schengen Area which is an area made of up 29 countries which abolished borders and allows for the unrestricted movement of people. By obtaining residence under the MPRP, the applicant and qualifying family members are allowed to travel freely within the Schengen Area and stay for 90 days within 180 days.
Right to live permanently in Malta as a Maltese Permanent Resident
The applicant and all qualifying members are given the right to live and settle in Malta for life without any restrictions. There are a number of reasons why applicants relocate to Malta including safety and stability and a pleasant climate with over 300 days of sunshine.
Malta is one of the safest countries to reside in the world. In addition, it is also an English-speaking country making it easy for expats to quickly settle on the island. Crime levels in Malta are exceptionally low in comparison with most EU countries making it the second safest country in the world and first in the EU according to a study carried out by the AfrAsia Bank Global Wealth Migration Review.
Malta Permanent Residence Programme (MPRP) – Full benefits list
The full benefits of obtaining residence under the MPRP can be summarised into the following:
- Malta is a member of the European Union (EU)
- Malta is a member of the Schengen Area
- Malta is a member of the Commonwealth
- Malta has one of the strongest economies in the EU
- Malta is economically and politically stable
- Malta’s official language is English
- Malta has the Euro (€) as its official currency
- Malta has a first-class health and educational system
- Malta enjoys one of the best climates in the world
How can we Assist?
Applications under the MPRP Malta Permanent Residency Programme can only be submitted through a Licenced Agent. Our firm is licenced by the Residency Malta Agency to submit residence by investment applications on behalf of applicants. ACC Immigration holds licence number AKM-ACCA. Get in Touch to learn more about the benefits of the Malta Permanent Residence Programme.